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32px;position:relative;z-index:1}.industries-inner{max-width:1160px;margin:0 auto}.industries-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:16px;gap:16px;margin-top:48px}.industry-card{background:var(--card);border:1px solid var(--card-border);border-radius:18px;padding:28px 22px;text-align:center;cursor:pointer;transition:all .2s}.industry-card:hover{transform:translateY(-3px);border-color:var(--cyan);box-shadow:0 10px 32px rgba(0,180,216,.1)}.industry-icon{font-size:2rem;margin-bottom:12px}.industry-card h4{font-size:.95rem;font-weight:600;margin-bottom:6px}.industry-card p{font-size:.8rem;color:var(--muted);line-height:1.5;margin:0}.home-testimonials{padding:100px 32px;max-width:1160px;margin:0 auto;position:relative;z-index:1}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px;margin-top:48px}.testimonial{background:var(--card);border:1px solid var(--card-border);border-radius:20px;padding:32px 28px;transition:all .2s}.testimonial:hover{transform:translateY(-3px);box-shadow:0 16px 48px rgba(0,0,0,.06);border-color:rgba(255,107,84,.3)}.t-stars{color:var(--amber);margin-bottom:12px;font-size:.9rem}.t-quote{font-size:.93rem;color:var(--dark);line-height:1.75;margin-bottom:20px}.t-author{font-weight:600;font-size:.875rem;color:var(--charcoal)}.t-role{font-size:.78rem;color:var(--muted);margin-top:2px}.home-cta{padding:0 32px 100px;max-width:1160px;margin:0 auto;position:relative;z-index:1}.cta-card{background:linear-gradient(135deg,var(--charcoal) 0,#2a1a4e 100%);border-radius:28px;padding:72px 80px;text-align:center;position:relative;overflow:hidden}.cta-card:before{top:-60px;right:-60px;background:radial-gradient(circle,rgba(255,107,84,.2),transparent 70%)}.cta-card:after,.cta-card:before{content:"";position:absolute;width:300px;height:300px}.cta-card:after{bottom:-60px;left:-60px;background:radial-gradient(circle,rgba(0,180,216,.15),transparent 70%)}.cta-card h2{font-family:var(--serif);font-size:clamp(1.8rem,3vw,2.4rem);font-weight:600;color:#fff;margin-bottom:12px}.cta-card h2,.cta-card p{position:relative;z-index:1}.cta-card p{color:hsla(0,0%,100%,.6);font-size:1rem;max-width:480px;margin:0 auto 32px}.cta-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;position:relative;z-index:1}.btn-white{background:#fff;color:var(--charcoal);padding:13px 28px;border-radius:50px;font-size:.95rem;font-weight:600;text-decoration:none;transition:all .2s;display:inline-flex;align-items:center;gap:8px}.btn-white:hover{transform:translateY(-1px);box-shadow:0 6px 20px rgba(0,0,0,.2)}.btn-white-outline{background:transparent;color:#fff;border:1.5px solid hsla(0,0%,100%,.3);padding:13px 28px;border-radius:50px;font-size:.95rem;font-weight:600;text-decoration:none;transition:all .2s;display:inline-flex;align-items:center;gap:8px}.btn-white-outline:hover{border-color:#fff}.about-hero{padding:130px 32px 80px;max-width:700px;margin:0 auto;text-align:center;position:relative;z-index:1}.about-hero h1{font-family:var(--serif);font-size:clamp(2.2rem,4vw,3rem);font-weight:600;letter-spacing:-1px;line-height:1.15;margin-bottom:16px}.about-hero p{font-size:1.1rem;color:var(--muted);line-height:1.75;max-width:540px;margin:0 auto}.mission-block{background:linear-gradient(135deg,var(--charcoal) 0,#1e1040 100%);padding:80px 32px;position:relative;z-index:1}.mission-inner{max-width:860px;margin:0 auto;text-align:center}.mission-block .section-tag{color:var(--coral);margin-bottom:16px}.mission-statement{font-family:var(--serif);font-size:clamp(1.5rem,3vw,2.2rem);font-weight:600;color:#fff;line-height:1.5;letter-spacing:-.5px}.mission-statement em{color:var(--coral);font-style:normal}.values-section{padding:100px 32px;max-width:1160px;margin:0 auto;position:relative;z-index:1}.values-grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:20px;gap:20px;margin-top:48px}.value-card{background:var(--card);border:1px solid 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rgba(155,127,255,.2)}.kay-side-tags{display:flex;flex-direction:column;gap:8px}.kay-tag{background:var(--card);border:1px solid var(--card-border);border-radius:50px;padding:8px 16px;font-family:var(--mono);font-size:.7rem;color:var(--muted);text-align:center}.kay-bio h2{font-family:var(--serif);font-size:2rem;font-weight:600;margin-bottom:20px;letter-spacing:-.5px}.kay-bio p{font-size:.975rem;color:var(--dark);line-height:1.85;margin-bottom:16px}.kay-bio p.muted{color:var(--muted)}.hiw-hero{padding:130px 32px 80px;max-width:700px;margin:0 auto;text-align:center;position:relative;z-index:1}.hiw-hero h1{font-family:var(--serif);font-size:clamp(2.2rem,4vw,3rem);font-weight:600;letter-spacing:-1px;line-height:1.15;margin-bottom:16px}.hiw-hero p{font-size:1.1rem;color:var(--muted);line-height:1.75}.hiw-steps{padding:80px 32px;max-width:900px;margin:0 auto;position:relative;z-index:1}.step-item{display:grid;grid-template-columns:80px 1fr;grid-gap:32px;gap:32px;margin-bottom:48px;position:relative}.step-item:not(:last-child):after{content:"";position:absolute;left:39px;top:80px;width:2px;height:calc(100% - 20px);background:linear-gradient(to bottom,var(--card-border),transparent)}.step-num-circle{width:56px;height:56px;border-radius:50%;background:linear-gradient(135deg,var(--coral),var(--amber));display:flex;align-items:center;justify-content:center;font-family:var(--mono);font-size:.9rem;font-weight:600;color:#fff;flex-shrink:0;box-shadow:0 4px 16px var(--coral-glow)}.step-content{padding-top:12px}.step-content h3{font-family:var(--serif);font-size:1.3rem;font-weight:600;margin-bottom:10px}.step-content p{font-size:.93rem;color:var(--muted);line-height:1.75;margin-bottom:12px}.step-includes{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}.step-include{background:var(--bg-alt);border:1px solid var(--card-border);border-radius:50px;padding:5px 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var(--coral)}.qual-card h4{font-size:.9rem;font-weight:600;margin-bottom:8px;display:flex;align-items:center;gap:8px}.qual-card p{font-size:.85rem;color:var(--muted);line-height:1.65;margin:0}.cases-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:20px;gap:20px;margin-top:36px}.case-card{background:hsla(0,0%,100%,.05);border:1px solid hsla(0,0%,100%,.1);border-radius:20px;padding:32px 26px;transition:all .2s}.case-card:hover{background:hsla(0,0%,100%,.08);transform:translateY(-3px)}.case-tag{font-family:var(--mono);font-size:.65rem;color:var(--cyan);text-transform:uppercase;letter-spacing:1.5px;margin-bottom:10px}.case-card h4{font-size:1.05rem;font-weight:600;color:#fff;margin-bottom:8px}.case-desc{font-size:.85rem;color:hsla(0,0%,100%,.45);line-height:1.65;margin-bottom:20px}.case-stats{display:grid;grid-template-columns:1fr 1fr;grid-gap:10px;gap:10px}.cs{background:hsla(0,0%,100%,.05);border-radius:10px;padding:12px 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h3{font-family:var(--serif);font-size:1.2rem;font-weight:600;margin-bottom:16px;display:flex;align-items:center;gap:10px}.help-list{display:flex;flex-direction:column;gap:10px}.help-item{display:flex;align-items:flex-start;gap:12px;font-size:.9rem;color:var(--dark);line-height:1.6}.help-item:before{content:"✓";color:var(--sage);font-weight:700;flex-shrink:0;margin-top:1px}.acct-hero{padding:130px 32px 80px;max-width:820px;margin:0 auto;text-align:center;position:relative;z-index:1}.acct-hero h1{font-family:var(--serif);font-size:clamp(2.2rem,4vw,3rem);font-weight:600;letter-spacing:-1px;line-height:1.15;margin-bottom:16px}.acct-hero p{font-size:1.1rem;color:var(--muted);line-height:1.75;max-width:580px;margin:0 auto 36px}.acct-section{padding:80px 32px;max-width:1160px;margin:0 auto;position:relative;z-index:1}.acct-section.alt{max-width:100%;background:var(--bg-alt);border-top:1px solid var(--card-border);border-bottom:1px solid var(--card-border)}.acct-section.alt .acct-inner{max-width:1160px;margin:0 auto}.partner-tiers{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px;margin-top:48px}.tier-card{background:var(--card);border:1px solid var(--card-border);border-radius:22px;padding:36px 28px;position:relative;transition:all .2s}.tier-card:hover{transform:translateY(-3px);box-shadow:0 16px 48px rgba(0,0,0,.07)}.tier-card.featured{border-color:var(--coral);box-shadow:0 8px 32px var(--coral-glow)}.tier-badge{position:absolute;top:-12px;left:28px;background:var(--coral);color:#fff;font-family:var(--mono);font-size:.65rem;font-weight:600;padding:3px 12px;border-radius:50px;text-transform:uppercase;letter-spacing:1px}.tier-icon{width:48px;height:48px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:16px}.tier-card h3{font-family:var(--serif);font-size:1.25rem;font-weight:600;margin-bottom:6px}.tier-tag{font-family:var(--mono);font-size:.7rem;color:var(--cyan);text-transform:uppercase;letter-spacing:1px;margin-bottom:16px}.tier-desc{font-size:.875rem;color:var(--muted);line-height:1.65;margin-bottom:20px}.tier-features{list-style:none;display:flex;flex-direction:column;gap:8px;margin-bottom:28px}.tier-features li{font-size:.85rem;color:var(--dark);padding-left:20px;position:relative;line-height:1.5}.tier-features li:before{content:"✓";position:absolute;left:0;color:var(--sage);font-weight:700}.tier-earn{background:var(--bg-alt);border-radius:10px;padding:12px 16px;margin-bottom:24px;font-family:var(--mono);font-size:.8rem;color:var(--coral);font-weight:600}.tier-card .btn{width:100%;justify-content:center}.acct-why{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px;margin-top:48px}.acct-why-card{border-radius:18px;padding:28px 24px;background:var(--card);border:1px solid var(--card-border)}.acct-why-card .icon{font-size:1.8rem;margin-bottom:14px}.acct-why-card h4{font-size:.95rem;font-weight:600;margin-bottom:8px}.acct-why-card p{font-size:.85rem;color:var(--muted);line-height:1.65;margin:0}.acct-how{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:16px;gap:16px;margin-top:40px}.acct-step{text-align:center;padding:24px 20px;background:var(--card);border:1px solid var(--card-border);border-radius:18px}.acct-step-num{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--coral),var(--amber));display:flex;align-items:center;justify-content:center;font-family:var(--mono);font-size:.75rem;font-weight:600;color:#fff;margin:0 auto 12px}.acct-step h4{font-size:.9rem;font-weight:600;margin-bottom:6px}.acct-step p{font-size:.8rem;color:var(--muted);line-height:1.5;margin:0}.acct-cta{background:linear-gradient(135deg,var(--purple-light),var(--cyan-light));border-radius:24px;padding:60px 48px;text-align:center;margin-top:60px;border:1px solid var(--card-border)}.acct-cta h2{font-family:var(--serif);font-size:1.8rem;font-weight:600;margin-bottom:12px;color:var(--charcoal)}.acct-cta p{color:var(--muted);max-width:440px;margin:0 auto 28px;font-size:.95rem}.calc-page{min-height:100vh;padding:108px 32px 80px;max-width:1180px;margin:0 auto;position:relative;z-index:1}.calc-hero{display:grid;grid-template-columns:minmax(0,1fr) auto;grid-gap:28px;gap:28px;align-items:end;margin-bottom:34px}.calc-hero h1{font-family:var(--serif);font-size:clamp(2.4rem,5vw,4rem);font-weight:600;margin-bottom:14px;line-height:1.02}.calc-hero p{color:var(--muted);font-size:1.05rem;max-width:620px}.assist-hero-panel{display:grid;grid-gap:8px;gap:8px;min-width:220px;background:hsla(0,0%,100%,.78);border:1px solid var(--card-border);border-radius:16px;padding:16px;box-shadow:0 10px 36px rgba(26,27,46,.05)}.assist-hero-panel span{display:flex;align-items:center;gap:8px;font-size:.84rem;font-weight:700;color:var(--dark)}.assist-hero-panel span:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--sage)}.claim-assist-shell{display:grid;grid-template-columns:minmax(0,1.1fr) 380px;grid-gap:22px;gap:22px;align-items:start}.calc-card{background:var(--card);border:1px solid var(--card-border);border-radius:18px;padding:32px;box-shadow:0 14px 48px rgba(26,27,46,.06)}.claim-input-card{min-width:0}.assist-card-head{display:flex;align-items:flex-start;gap:14px;padding-bottom:24px;margin-bottom:28px;border-bottom:1px solid var(--card-border)}.assist-card-head>span{width:34px;height:34px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--cyan-light);color:var(--cyan);font-family:var(--mono);font-weight:700;font-size:.78rem;flex-shrink:0}.assist-card-head h2{font-size:1.15rem;line-height:1.2;margin-bottom:4px}.assist-card-head p{color:var(--muted);font-size:.88rem;line-height:1.55}.calc-section{margin-bottom:36px}.calc-tag{font-family:var(--mono);font-size:.7rem;color:var(--cyan);text-transform:uppercase;letter-spacing:1.5px;margin-bottom:10px}.calc-title{font-size:1rem;font-weight:600;margin-bottom:18px;color:var(--charcoal)}.toggle-group{display:flex;gap:10px;margin-bottom:20px}.toggle-btn{flex:1 1;padding:13px 16px;border:1.5px solid var(--card-border);background:var(--bg-alt);border-radius:12px;cursor:pointer;font-size:.85rem;font-weight:600;color:var(--muted);transition:all .15s;text-align:center}.toggle-btn.active{border-color:var(--coral);background:rgba(255,107,84,.05);color:var(--coral)}.toggle-btn:hover{border-color:var(--cyan)}.assist-note{margin-top:12px;border-radius:10px;padding:11px 14px;font-size:.84rem;line-height:1.55}.assist-note.good{background:rgba(78,203,160,.08);border:1px solid rgba(78,203,160,.2);color:#279a73}.assist-note.warn{background:rgba(245,166,35,.08);border:1px solid rgba(245,166,35,.22);color:#b87410}.slider-row{display:flex;justify-content:space-between;margin-bottom:10px}.slider-row .left{font-size:.85rem;color:var(--muted)}.slider-row .right{font-family:var(--mono);font-size:1.05rem;font-weight:600;color:var(--coral)}.claim-snapshot-card{position:-webkit-sticky;position:sticky;top:88px;background:var(--bg-dark);color:#fff;border-radius:18px;padding:24px;box-shadow:0 18px 60px rgba(13,15,32,.18);overflow:hidden}.claim-snapshot-card:before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,rgba(0,180,216,.18),transparent 34%),radial-gradient(circle at 82% 8%,rgba(255,107,84,.18),transparent 28%);pointer-events:none}.claim-snapshot-card>*{position:relative;z-index:1}.snapshot-topline{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:24px;font-size:.8rem;color:hsla(0,0%,100%,.56)}.snapshot-topline span{font-family:var(--mono);text-transform:uppercase;letter-spacing:1.2px}.snapshot-topline 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.quiz-dot{border-color:var(--coral);background:var(--coral)}.quiz-opt.selected .quiz-dot:after{content:"";width:7px;height:7px;border-radius:50%;background:#fff;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.quiz-nav{display:flex;justify-content:space-between;align-items:center}.quiz-result{background:var(--card);border:1px solid var(--card-border);border-radius:20px;padding:48px 36px;text-align:center;box-shadow:0 8px 32px rgba(0,0,0,.04);animation:fadeUp .35s ease}.result-icon-wrap{width:76px;height:76px;border-radius:50%;margin:0 auto 20px;display:flex;align-items:center;justify-content:center;font-size:2rem}.result-icon-wrap.pos{background:var(--sage-light)}.result-icon-wrap.may{background:var(--amber-light)}.result-icon-wrap.neg{background:rgba(255,107,84,.08)}.quiz-result h3{font-family:var(--serif);font-size:1.5rem;font-weight:600;margin-bottom:12px}.quiz-result>p{color:var(--muted);font-size:.93rem;line-height:1.7;max-width:440px;margin:0 auto 24px}.est-box{background:var(--bg-alt);border:1px solid var(--card-border);border-radius:14px;padding:24px 28px;margin-bottom:28px;text-align:left}.est-row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--card-border);font-size:.875rem}.est-row:last-child{border-bottom:none}.est-row .el{color:var(--muted)}.est-row .ev{font-weight:600}.est-row .ev.big{color:var(--coral);font-family:var(--mono);font-size:1.05rem}@media(max-width:1000px){.home-hero{grid-template-columns:1fr;gap:40px}.mini-calc{max-width:520px;width:100%}.kay-inner{grid-template-columns:1fr}.kay-side-tags{flex-direction:row;flex-wrap:wrap}.partner-tiers{grid-template-columns:1fr}.acct-how,.acct-why{grid-template-columns:1fr 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16px;gap:10px}.nav-logo{font-size:1.35rem;letter-spacing:0}.nav-menu-button{display:inline-flex;width:40px;height:40px}.nav-cta{font-size:.78rem!important;padding:9px 13px!important}.nav-mobile-panel{padding:10px 16px 18px}.claim-assist-nudge{right:16px;bottom:16px;width:calc(100vw - 32px);padding:14px}.claim-assist-nudge-head{gap:9px;margin-bottom:8px}.claim-assist-nudge p{font-size:.86rem}.home-hero{padding:112px 20px 56px;gap:32px}.hero-badge{max-width:100%;border-radius:14px;letter-spacing:1px;line-height:1.4;white-space:normal}.hero-h1{font-size:2.35rem;line-height:1.1;letter-spacing:0;margin-bottom:18px}.hero-sub{font-size:1rem;line-height:1.65;margin-bottom:28px}.hero-ctas{flex-direction:column;gap:10px;margin-bottom:30px}.hero-ctas .btn{width:100%;justify-content:center}.hero-secondary-actions{gap:12px;margin-bottom:30px}.hero-trust{align-items:flex-start;gap:12px 16px}.mini-calc{max-width:none;padding:28px 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0;margin-top:72px}.footer-links-group{flex-direction:column;gap:28px}.footer-bottom{gap:8px}}